Texas Property and Casualty License Practice Exam 2026 – All-in-One Guide to Exam Success!

Question: 1 / 400

What type of coverage protects against loss from theft, vandalism, and natural disasters?

Collision coverage

Comprehensive coverage

Comprehensive coverage provides protection against a wide array of risks, including theft, vandalism, and natural disasters. This type of insurance is designed to cover damage to your vehicle that is not the result of a collision with another vehicle. It safeguards against losses caused by incidents such as fire, floods, earthquakes, and theft.

It is critical for individuals to understand that comprehensive coverage fills in the gaps left by other insurance types, ensuring a broader scope of protection. For instance, while collision coverage specifically handles damages incurred from crashes with other vehicles or objects, comprehensive coverage addresses a variety of non-collision-related damages, making it essential for comprehensive risk management. Thus, it is a necessary aspect of auto insurance for those looking to protect their investment from multiple types of potential loss.

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Liability coverage

Uninsured motorist coverage

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